Pass plus insurance
We have already covered the pass plus program in brief in an earlier post; however, it seems that this is an area of interest for quite a lot of new drivers. This program is not just targeted at young drivers but anyone who has just passed their test.
The main reason people have an interest in pass plus is not that is going to make them a safer driver its more to reduce the initial cost of their insurance. The theory is that car insurance with pass plus is cheaper and can drive down the cost of your insurance on any car.
Not all insurers offer pass plus car insurance, however, the ones that do make it quite obvious in an attempt to appeal to a specific niche of the car insurance market.
If you have not yet taken the pass plus program and it’s something you are considering doing then it’s well worth running an insurance quote through a comparison website with you current driver profile before running it a second time but tweaking the quotation request so that it shows the price for cover with pass plus. This will allow you to directly compare the premiums with and without the accreditation to see if it’s something that is worth the time and financial commitment to pursue.
If you already have the pass plus accreditation and are hoping to use it to lower your insurance cost the best starting point is an insurance company who publicise their approval of the pass plus program as these are the insurers who will be willing to offer a discount to people with the accreditation.
Perhaps a quicker way of getting a decent quote that takes your pass plus into account would be to use an insurance comparison site that allows you to highlight your achievement on your request for a quotation, this is something that Uswitch offers at the end of the quotation process but not all of the other comparison sites make this option available, this is another reason that Uswitch is possibly the best insurance comparison system online. They are also useful when searching for provisional insurance.
The total discount to your insurance as a result of having the pass plus accreditation will vary from company to company and there is no standard or recommendation at all. Some insurance companies offer people will pass plus a percentage discount on their insurance whereas other companies will give a flat rate of discount, in all honesty some wont give you any level of discount at all but will tell you that they are doing so, taking out car insurance is all about due diligence at any stage of your driving career but especially when you are new to the road, make sure you get a good deal as a new driver and you will start to create some great habits that will accompany you through the rest of your career on wheels.
